Last updated: July 12, 2026
These Terms of Service ("Terms") govern your access to and use of the Elios Insurance Agency website (elios.life), our communications programs, and any related services (collectively, the "Services"), provided by Elios Insurance Agency ("Elios," "we," "us," or "our"), CA Insurance License #4470082, LLC #6016808. By accessing our website, submitting a form, or opting in to receive communications from us, you agree to these Terms.
Elios Insurance Agency is a licensed insurance agency based in Southern California, offering retirement income planning, annuities, life insurance, mortgage protection, and long-term care planning services. Elios Insurance Agency is a private agency and is not affiliated with or endorsed by any government entity or the Social Security Administration.
By opting in through a form on our website or otherwise providing consent, you agree to receive SMS text messages from Elios Insurance Agency related to insurance product information, appointment scheduling and reminders, follow-up on inquiries, and account or service updates.
Opt-Out: You may unsubscribe from SMS messages at any time by replying STOP to any message. You will receive one final message confirming your opt-out. You may also contact us directly using the information below.
Help: Reply HELP to any message for assistance, or contact us at [email protected].
Message & Data Rates: Message and data rates may apply. Message frequency varies depending on your interactions with us and may include multiple messages per week during active engagement (e.g., following a form submission or scheduled appointment).
Carrier Liability: Carriers are not liable for delayed or undelivered messages.
Eligibility: You must be 18 years of age or older to opt in to this SMS program.
Mobile opt-in information and mobile phone numbers will not be shared with third parties or affiliates for marketing or promotional purposes. See our Privacy Policy for full details on how your information is collected, used, and protected.
By submitting a form on our website or otherwise providing your contact information, you also consent to receive emails and phone calls from Elios Insurance Agency regarding insurance products and services. You may unsubscribe from emails at any time using the unsubscribe link included in each message, and may opt out of phone communications by informing us directly.
Information provided on this website, including through educational content, seminars, or consultations, is for general informational purposes only and does not constitute a guarantee of coverage, approval, or specific financial outcomes. All insurance products are subject to carrier underwriting, approval, and the terms of the applicable policy contract. Speak with a licensed agent to review your specific situation before making any insurance or financial decision.
All content on this website, including text, graphics, logos, and design elements, is the property of Elios Insurance Agency unless otherwise noted, and may not be reproduced or used without written permission.
Elios Insurance Agency is not liable for any indirect, incidental, or consequential damages arising from your use of the Services, including reliance on general educational content published on this website. Nothing on this website constitutes individualized financial, tax, or legal advice.
We may update these Terms from time to time. Continued use of the Services after changes are posted constitutes acceptance of the revised Terms. The "Last updated" date above reflects the most recent revision.
If you have questions about these Terms or our SMS program, please contact us using the information below.