Your Income.
Protected.
For Life.
20 years in accounting and finance showed me the same retirement mistakes over and over. I launched Elios Insurance Agency in 2025 to finally solve them — giving retirees a protected income floor designed to last a lifetime.
Comprehensive Financial
Protection Services
Insurance & Annuities
Protected lifetime income strategies for retirees 65+. Fixed indexed annuities, income riders, and protection planning that creates a personal pension designed to last as long as you live.
Tax & Accounting
Expert tax preparation and planning from an IRS Enrolled Agent with 20+ years of accounting experience. Individual returns, small business, and strategic retirement income tax planning.
Free 30-Minute Retirement Income Review
No obligation. No pressure. Just a clear picture of your income options and what it takes to protect your retirement — for life.
Meet the Founder, Siraj Ismail
With over two decades of experience as an IRS Enrolled Agent and financial professional, I’ve seen firsthand how unpredictable markets can derail even the best retirement plans. I founded Elios Insurance Agency to provide Southern California retirees with the "Elios Protection Floor"—a strategy focused on guaranteed income and tax efficiency.
Our mission is simple: to ensure you never outlive your money.
Siraj Ismail, EA
IRS Enrolled Agent
Licensed Life & Health Professional