Siraj Ismail
CA License # 4470082,
Non-residence TX and NJ.
Apply online in minutes — no exams for most. Licensed in CA, TX, NJ
No medical exam required for most applicantsFully digital — no in-person meetingsGuided by a licensed agent in your state
Elios Insurance Agency is a registered business entity and is not yet a licensed insurance agency. All insurance-related services are provided by Siraj Ismail, a licensed life insurance agent in CA (#4470082), TX and NJ. We are not affiliated with, employed by, or endorsed by Ethos Technologies Inc., any insurance carrier, or any government agency.
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Term Life Insurance
Term Life Insurance
💰 Lower premiums
⏳ Coverage for a set period (10–30 years)
🧾 Simple application process
✅ Great for young families & mortgage protection
Whole Life Insurance
Whole Life Insurance
💎 Lifetime coverage
📈 Builds cash value over time
📜 More complex underwriting
✅ Great for estate planning & wealth transfer
Final Expense
Final Expense
💰 Affordable, fixed premiums
📜 Lifetime coverage for funeral & final bills
🧾 No medical exam—simple approval for seniors
✅ Ideal for seniors & those with health concerns
IUL
📈 Indexed Universal Life (IUL)
💸 Builds cash value linked to stock market index
📅 Permanent life insurance with flexible premiums
🔒 Downside protection with upside potential
✅ Great for long-term planning & tax-advantaged growth
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💡 Client-First. Always.
💼 Siraj Ismail, Licensed Independent Agent
💬 We don’t just sell policies — we build protection plans that last.Siraj Ismail — Licensed Life Insurance Agent in CA License # 4470082, Non-residence TX, and NJ.
All policies offered through Siraj Ismail. Elios Life LLC is not yet a licensed insurance agency.
Compliance
Licensing & Compliance Notice
Elios Insurance Agency is a registered business entity and not yet a licensed insurance agency. All insurance services are provided by Siraj Ismail, a licensed life insurance agent in California (License #4470082) and select non-resident states. Quotes may be provided via Ethos Technologies Inc. under agent appointment. All coverage is subject to underwriting approval and carrier guidelines.📞 (310) 866‑9772 | ✉️ [email protected]
For licensing info or complaints, visit insurance.ca.gov or call 1‑800‑927‑4357.
© 2025 Elios Life. All rights reserved. Siraj Ismail CA License #4470082